Insurance For Motor Trade Businesses

‘Motor Trade’ is a very general term used by insurers to cover a range of businesses that deal with road vehicles, including manufacture, sale and maintenance. FSB Insurance Service has teamed up with specialist motor trade insurance brokers, Oyster Risk Solutions, to bring you competitive motor trade insurance with enhancements for FSB members who operate from a business premises.

What’s included?

Oyster Risk Solutions have internalised FSB Insurance Service’s values of putting the member first and can arrange:

• A face-to-face meeting to establish your business requirements and provide a tailored motor trade package
• A free tools and equipment inventory valuation (RRP £300) which will help to reduce the risk of underinsurance
• Access to the terms offered by all of the UK rated motor trade insurers and our own in-house motor trade facilities (some of which we offer free to FSB members)
• Interest free instalments to spread the cost of your insurance cover and save you money
• A risk survey covering processes and security which can help minimise the risk of a claim and can reduce your premium
• A full, zero-based Insurance review of your business’ needs

Very few motor trade insurance policies will be able to provide an inventory valuation, or interest free payments, many also no longer do face-to-face visits – Oyster will visit you and conduct a free risk survey of the premises. Oyster are also Chartered Insurance Brokers – one of only 145 in the UK (as of June 2019).

As motor trade is a broad term that can apply to many types of business, we’d like to specify that Oyster are only able to help businesses that are premises-based at present.

Optional Extras

There are several available additions to motor trade policies bought through FSB Insurance Service. Cover can include:

• Loss of keys – vehicle and premises
• Contents of customer’s vehicles
• Computer equipment
• Increased cover for vehicles on the premises
• Cyber Liability
• Commercial Loss Recovery
• Access to the Oyster Risk Management Portal

If you would like to get a quote, fill out the below form to talk to a broker.

This content is for general information only and is not intended to provide advice or a personal recommendation. Insurance cover is subject to the terms, conditions, and exclusions of the policy. Always consider your individual circumstances and seek professional advice before arranging insurance. External websites are not under our control and we are not responsible for their content.