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Loss Recovery Insurance

Overview

Obviously we all hope we never have to make a claim, but sometimes we’re unlucky, and sometimes an issue can arise during the claim process that you may not be best equipped to deal with.

Here at FSB Insurance Service, we want to help you get the best insurance package possible for your business, and have teamed up with Lorega to get the best prices possible on three key insurance plans which serve as ‘add-ons’ that you can purchase through us alongside your business insurance to help you have the best claim experience possible.

Lorega 10

  • 10 hours phone advice from experienced Loss Adjuster for £10*
  • Help negotiating the claim
  • Technical advice over the phone for
    • Claim Repudiation
    • Policy warranties and exclusions
    • Adequacy of cover
    • Operation of an insured peril
    • Arranging tradesman/supplier quotes
    • Arranging Replacement Goods
    • Preparing the Claim
    • Damage mitigation

Lorega 25

*Unique product only available through FSB Insurance Service*

  • 25 hours phone advice from experienced Loss Adjuster for £25*
  • Help negotiating the claim
  • Technical advice over the phone for
    • Claim Repudiation
    • Policy warranties and exclusions
    • Adequacy of cover
    • Operation of an insured peril
    • Arranging tradesman/supplier quotes
    • Arranging Replacement Goods
    • Preparing the Claim
    • Damage mitigation

*Prices for Lorega 10 and Lorega 25 do not include Insurance Premium Tax.

Lorega Loss Recovery Insurance

  • Insurance Policy pays for a Chartered Loss Adjuster to provide unlimited expert advice for any valid commercial property material damage or business interruption claim under the policy
  • Cost dependent on policy it’s attached to
  • Loss Adjuster will help to prepare, negotiate and settle the claim
  • Will always aim to get you the best possible settlement
  • 24/7 claims helpline
  • UK wide service with very fast response (even in remote areas), with an on-site visit within 24 business hours
  • Covers losses from £5k (no upper limit)
  • No hidden fees, and protects you against having to pay an hourly rate for help after the event
  • Minimise lifestyle disruption, helping you get back to running your business

Loss Recovery products exclude claims in respect of Personal Injury and Liability, Marine, Aviation, Motor, Personal Property (Commercial claims only), Subsidence, Landslip or Heave, Uninsured Losses, Civil Proceedings, Claims outside the UK.

Lorega Ltd. Registered in England Company Number: 01921934. Registered Office: 36 Leadenhall Street, London EC3A 1AT. Lorega Ltd is authorised and regulated by the Financial Conduct Authority No.308694 Lorega Solutions is an Appointed Representative of Lorega Ltd which is authorised and regulated by the Financial Conduct Authority.

Need help? Give us a call on 020 3883 7976