Year-End Review: Could Your 2026 Campaigns Lead to a Professional Indemnity Claim?
As we wrap up another year, many companies are likely reviewing their activities.
Registered FSB members can save £78 (37%) on a Standard Desktop Assessment, paying £132 including VAT instead of £210.
RebuildCostASSESSMENT.com’s latest published analysis found that 69% of the commercial properties it assessed were underinsured. This relates to properties assessed by the provider and does not mean that 69% of every UK commercial property is underinsured.
Your property’s rebuild cost is not the same as its market value. It can include demolition, site clearance, materials, labour, professional fees and work needed to meet current building regulations.
A professional assessment can give you a clearer rebuild-cost figure to discuss with your insurer or insurance adviser.
FSB MEMBER PRICE £132 INCLUDING VAT.
Standard price £210 including VAT. Save £78 (37%). Register to receive the member code and ordering link by email.
If a building is insured for less than its full rebuild cost, an insurer may apply a condition of average and reduce a claim in proportion to the underinsurance, depending on the policy wording. For example, if a building is 30% underinsured, a claim could also be reduced by 30%. The outcome of any claim will depend on the policy terms and circumstances
A Standard Desktop Assessment is completed remotely using property information, available data and specialist valuation methods. It provides an estimated rebuild cost and a comprehensive report to share with your insurer or insurance adviser. More complex or unsuitable properties may require an Enhanced Desktop Assessment or site survey, which costs more.
Register with FSB Insurance Service at no additional cost to receive the ordering link and member code by email.
FSB Insurance Service is here to help FSB members understand and manage business risks, not simply arrange insurance.
Discounted Rebuild Cost Assessments are one of several registered-member benefits designed to help small business owners make more informed insurance decisions and reduce the risk of an unexpected shortfall following property damage.
The discounted assessment service is available exclusively to registered FSB members through FSB Insurance Service. Supplier terms, assessment limits and property-suitability criteria apply.
Not yet registered? Register with FSB Insurance Service at no additional cost. Your post-registration welcome email will contain the member-only discount code and ordering link.
Already registered? Earlier welcome emails will not contain the new code or ordering link. Call 020 3883 7976 to request the current member ordering details.
Before you order: Using the FSB member discount means RebuildCostASSESSMENT.com will provide FSB Insurance Service with a copy of your completed report and may discuss its contents with us.
The supplier’s standard retail price for a Standard Desktop Assessment is £210 including VAT. Registered FSB members pay £132 including VAT using the member discount, saving £78. The percentage saving is 37.14%, presented as 37%. Enhanced Desktop Assessments and site surveys cost more. Supplier terms, assessment limits and property-suitability criteria apply. Prices may change. A Rebuild Cost Assessment is a paid valuation service; registration with FSB Insurance Service is available at no additional cost. The assessment does not provide insurance cover, amend an insurance policy or guarantee a claim payment.
FSB Insurance Service Ltd is authorised and regulated by the Financial Conduct Authority. FSB Insurance Service reserves the right to (i) cancel an offer at any time; (ii) cancel or refuse any individual’s benefit from it; (iii) amend the terms and conditions.
As we wrap up another year, many companies are likely reviewing their activities.
Use these ten simple questions to check whether your insurance still reflects your business.
An Employer Reference Number, or ERN, identifies your PAYE scheme.